Our Story

Founded with a clear mission—to provide business owners with fast, transparent access to capital—Fundcat Inc has grown into a trusted direct lender serving businesses across the United States.

We saw too many businesses held back by slow approval processes, confusing terms, and brokers who added layers between the business and the capital it needed. We built Fundcat to solve that problem.

What Makes Us Different

We fund from our own capital. As a direct lender, we control every step of the process. No brokers, no middlemen, no delays. When you work with Fundcat, you work directly with the people who make funding decisions.

Our in-house underwriting team understands that every business is unique. We look beyond the numbers to understand your industry, your challenges, and your growth potential. This allows us to provide flexible terms that work for your business—not just our spreadsheet.

Today, we've provided over $150 million in funding to more than 2,000 businesses. But we're most proud of the relationships we've built and the businesses we've helped grow.

Our Core Values

Transparency First

No hidden fees, no fine print surprises. We believe in clear communication and honest terms from day one.

Speed Matters

When opportunity knocks, you need capital fast. Our streamlined process gets you funded in 24-48 hours.

Partnership Mindset

We're not just lenders—we're partners in your success. Your growth is our priority.

Integrity Always

We build lasting relationships through fair dealing, respect, and delivering on our promises.

Growth-Focused

We fund businesses with ambition. If you're ready to grow, we're ready to help you get there.

The Direct Lender Advantage

Faster Decisions

Our in-house underwriting team reviews applications immediately—no waiting for third parties.

Direct Communication

Speak directly with decision-makers who understand your business and can provide real answers.

Flexible Terms

Funding from our own capital means we can customize terms to fit your unique situation.

Dedicated Support

Work with a consistent team that knows your business and is invested in your success.

Ready to Work With a Direct Lender?

Experience the difference of working directly with your funding source.

Get Started Today