Fundcat Inc ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website fund-cat.com or use our services.
1. Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Fill out forms on our website
- Apply for funding
- Contact us via email or other means
- Subscribe to our communications
The personal information we collect may include:
- Name and contact information (email address, phone number, mailing address)
- Business information (business name, tax ID, revenue details)
- Financial information necessary to evaluate funding applications
- Any other information you choose to provide
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device and browsing actions, including:
- IP address and browser type
- Operating system and device information
- Pages visited and time spent on pages
- Referring website addresses
2. How We Use Your Information
We use the information we collect to:
- Process and evaluate funding applications
- Communicate with you about your application or account
- Provide customer support and respond to inquiries
- Send you information about our services (if you've opted in)
- Improve our website and services
- Comply with legal obligations and enforce our terms
- Prevent fraud and enhance security
3. SMS & Text Message Communications
Important Information About Text Messages
By providing your mobile phone number and consenting to receive text messages from Fundcat Inc, you agree that we may contact you using an automatic telephone dialing system or autodialer for marketing, informational, and transactional purposes.
Consent and Opt-In
When you provide your mobile phone number and check the SMS consent box on our contact form, you are providing express written consent to receive text messages from Fundcat Inc. These messages may include:
- Application status updates
- Funding approval notifications
- Account information and reminders
- Marketing messages about funding opportunities
- Service announcements
Consent is not a condition of purchase. You are not required to provide your mobile phone number or consent to receive text messages in order to apply for funding or use our services. You may apply and receive funding without opting in to text messages.
Message Frequency and Charges
Message frequency varies depending on your account activity and the services you use. You may receive up to 10 messages per month, though frequency may vary. Message and data rates may apply. Check with your mobile carrier for details on your specific plan.
Automatic Telephone Dialing System
We may use an automatic telephone dialing system (autodialer) or prerecorded/artificial voice messages to send you text messages. By consenting, you acknowledge and agree to receive such messages.
How to Opt Out
You can opt out of text messages at any time by texting STOP to any message you receive from us. After you send STOP, we will send you a confirmation message and you will no longer receive text messages from us, unless you opt in again.
Help and Support
If you need assistance or have questions about our text messaging program, text HELP to any message you receive from us, or contact us at al@fund-cat.com.
Privacy of Mobile Information
We will not sell, share, or otherwise distribute your mobile phone number to third parties for their marketing purposes. Your mobile phone number will only be used by Fundcat Inc to communicate with you about your application, account, and our services.
4. How We Share Your Information
We do not sell or rent your personal information to third parties. We may share your information in the following circumstances:
Service Providers
We may share information with trusted third-party service providers who assist us in operating our business, such as payment processors, technology providers, and underwriting partners. These providers are contractually obligated to protect your information and use it only for the services they provide to us.
Legal Requirements
We may disclose your information if required by law, court order, or governmental authority, or to protect our rights, property, or safety, or that of others.
Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
5. Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
6. Your Rights and Choices
Depending on your location, you may have certain rights regarding your personal information, including:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information (subject to legal obligations)
- Opt-Out: Opt out of marketing communications or text messages at any time
To exercise these rights, please contact us at al@fund-cat.com.
7. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookie settings through your browser preferences. Note that disabling cookies may limit your ability to use certain features of our website.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.
9. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The updated version will be indicated by the "Last Updated" date at the top of this page. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
11. Contact Us
If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:
Fundcat Inc
555 Madison Ave 5th floor
New York, NY 11223
Email: al@fund-cat.com
SMS Opt-Out Reminder
Text STOP to opt out of text messages at any time. Text HELP for assistance. Message and data rates may apply. Consent is not a condition of purchase.