Our Funding Programs

We fund directly from our own capital, providing fast access to the funding your business needs to grow.

Working Capital Loans

Get the cash flow you need to manage day-to-day operations, purchase inventory, cover payroll, or handle unexpected expenses.

  • $10K - $500K funding amounts
  • Fast approval and funding
  • Flexible repayment terms
  • No collateral required

Revenue-Based Financing

Repayment that adjusts with your revenue. When business is strong, you pay more. When it's slower, you pay less.

  • Payments based on revenue
  • No fixed monthly payments
  • Growth-friendly structure
  • Fast access to capital

Business Growth Funding

Capital designed for expansion. Open new locations, hire staff, invest in marketing, or scale your operations.

  • Larger funding amounts
  • Longer terms available
  • Strategic partnership approach
  • Dedicated account manager

Short-term Financing

Quick capital for urgent needs, seasonal expenses, or time-sensitive opportunities. Fast funding when you need it most.

  • 24-48 hour funding
  • 3-12 month terms
  • Simple application process
  • Minimal documentation

Equipment Financing

Purchase new equipment, upgrade technology, or acquire vehicles. Preserve cash flow while getting what you need.

  • Finance equipment purchases
  • Competitive rates
  • Keep working capital free
  • All industries welcome

Business Funding

General purpose funding for whatever your business needs. Use the capital however you see fit to grow and succeed.

  • No restrictions on use
  • Flexible terms
  • Fast approvals
  • Direct lender advantage

How It Works

Get funded in three simple steps. Our streamlined process gets you capital fast.

1

Apply Online

Complete our simple application. We only need basic information about your business and funding needs. Takes less than 10 minutes.

2

Get Approved

Our in-house underwriting team reviews your application immediately. Most approvals happen within 24 hours. No waiting for third parties.

3

Receive Funds

Once approved, funds are deposited directly to your business account. Most businesses receive funding within 24-48 hours of approval.

Why Businesses Choose Fundcat

Direct Lender

We fund from our own capital. No brokers, no middlemen—just direct, transparent lending.

Fast Funding

In-house underwriting means faster decisions and quicker access to capital when you need it.

Transparent Terms

Clear, straightforward terms with no hidden fees. You'll know exactly what you're getting.

Flexible Options

Multiple funding products to fit your unique needs and business situation.

Dedicated Support

Work with a real person who understands your business and is here to help you succeed.

High Approval Rate

We look beyond credit scores. If your business has revenue, we can likely help.

Ready to Get Funded?

Apply now and get a decision within 24 hours. Let's fuel your business growth.

Start Your Application